Specialty Classes – Commercial

RAMSGATE INSURANCE

Specialty Classes – Commercial 

Customized solutions for your clients unique needs.

Builders Risk

Protection against damage while building is under construction.

Umbrella Excess

Commercial umbrella policy provides extra coverage for certain types of liability insurance by extending your primary policies.

Inland Marine

This category of insurance includes property coverage for construction equipment, medical diagnostic equipment, fine arts, solar panels and wind turbines, cameras and movie equipment, musical instruments, and a wide variety of other types of property.

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YOUR WHOLESALE INSURANCE SOLUTION

Coverages

Maximum Property Values

$15 M per location

$20 M per policy

Maximum Sales Values 

N/A

Payroll

$1.25 M

Optional Coverages

Business Income for Off-Premises Utility Services (Premises Utility Services)

Employee Tools & Equipment

Fender Bender and Accident Forgiveness & more…

Target Classes

Commercial Package
Business Owner Policies (BOPs)
Small Property
High TIV Property
Wind-Only
Excess Property
Builder’s Risk
Inland Marine
Earthquake
General Liability
Contractor’s
Umbrella/Excess Liability
Liquor Liability
Professional Liability
Primary & Excess Flood
Wind Deductible Buyback
Environmental
Cannabis
Single Family Rental Dwelling Schedules
Standalone Cyber