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Contractors

RAMSGATE INSURANCE

Contractors

The construction industry added 33,000 new jobs in April 2019. Rapid growth means more risk. 

Electrical Work

Working on electrical systems at residental and commercial job sites present certain risk as eposure to live wire, active circuts ans specialized equipment, etc.

Landscapers & Lawn Services

Clients rely on the skills of landscapers and lawn services to either improve or maintain their outdoor living space. 

Janitorial Services

Janitorial services will likely take you to a variety of locations either residential or commercial or both. This can present various risks.

Cabinet Building & Installation

As a cabinet builder and installer customers expect you to put their plans into action, meet deadlines and ensure projects are completed to their satisfaction.

Get a Comparative Quote.

YOUR WHOLESALE INSURANCE SOLUTION

Coverages

Maximum Property Values

$15 M per location

$20 M per policy

Maximum Sales Values 

N/A

Payroll

$1.25 M

Optional Coverages

Business Income for Off-Premises Utility Services (Premises Utility Services)

Employee Tools & Equipment

Fender Bender and Accident Forgiveness & more…

Available Lines

Property
Liability
Workers’ Comp
Business Auto

Target SIC Codes

1711 | All Classes (strong focus on workers comp) 
0782 | Landscaper Services
1721 | Electrical Work
1799 | Window Treatment and Portable Furniture Installation
1793 | Residential Glaizers
1743 | Tile | Stone | Marble Installation (excluding countertops)
17711 | Carpentry Interrior
46211 | Cabinet-building and installation
46231 | Carpentry – finish and trim only 
42461 | Janitorial Supply Stores 
42631 | Janitorial Supply Distributors
73451 | Janitorial Services – Commercial
73461 | Janitorial Services – Franchise
73481 | Office Cleaning Supplies

*Ask us about other contractors classes.