RAMSGATE INSURANCE
Retail
Small retail businesses face unique risks just by doing everyday things like having customers come and go from the business, displaying merchandise, maintaining inventory, managing vendors and receiving deliveries.
Clothing Stores
Clothing stores can sell a variety of new and used clothes and accessories. From kids to teens and adults, clothing stores have many risks factors while they have their doors open.
Auto Parts & Supply Stores
Automobile accessories stores sell a wide rasnge of retail and wholesale auto parts and supplies for repair and replacement. Some even have machinery operations.
Florist Shops
Florist sell flowers, flower arrangements, related items, gifts and novelties. While some customers come to buy at the shop most orders are taken over the phone and the florist shop delivers.
Retail Pharmacies
A pharmicist most important job each day is caring for customers, helping them get the right medication and supplies and making sure the staff treats them with professionalism and attention to detail.
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YOUR WHOLESALE INSURANCE SOLUTION
Coverages
Maximum Property Values
$15 M per location
$30 M per policy
Maximum Sales Values
$15 M per location
$30 M per policy
Payroll
$6 M
Optional Coverages
Business Income for Cloud Interruption
Franchise Upgrade
Business Income from Dependant Properties & more…
Target SIC Codes
5847 | Gift, Card, Novilty, Souviner Shops
5941 | Sporting Goods Stores
5992 | Florist Shops
5712 | Furniture Stores
5531 | Auto Shops and Supply Stores
5611 | Clothing Stores
*Ask us about other retail classes.
Our Insurtech Markets
Get access to these Standard and Excess & Surplus carriers with a Ramsgate appointment. Quote through our online Insurtech portal.
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Our Brokerage Markets
For Small, Mid-Size and Large businesses that do not fit our Insuretech markets, we have access to multiple carriers to quote your Standard and Excess & Surplus lines of business.
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Our Direct Carrier Access Partner Programs
Get Appointed with Ramsgate. Complete the Online Training and Quote Commercial Lines Directly with Travelers and/or The Hartford.
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