RAMSGATE INSURANCE
Business & Personal Services
The demand for business and personal services hasn’t changed. However, the coverage of these businesses needs has. Greater reliance on technology for business processes and record keeping and an increase in cyber threats.
Advertising, Graphics Design & Other Media
Most small advertising, graphics design and media services purchase a (BOP). It helps in the same way a homeowners policy protects your home and personal posessions.
Consultants
Successful companies share something in common: Many hire consultants with specialized epertise. Consultants occupy a growing segment of business services that answer their clients needs.
Salons – Personal Care
Your barber shop or beauty salon depends on you servicing your clients. However, sometimes things happen beyond your control.
Pet Groomers & Vets
The pets you groom, whether blue ribbon winners or adorable companions, means a lot to your customers. You help them thrive.
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YOUR WHOLESALE INSURANCE SOLUTION
Coverages
Maximum Property Values
$20 M per location
$40 M per policy total
Maximum Sales Values
$25 M per location
$40 M per policy total
Payroll
$15 M
Optional Coverages
Business Income for Cloud Service Interruption
Business Income for Essential Personal
Employee Tools & Equipment and more…
Target SIC Codes
1711 | All Classes (strong focus on workers comp)
0782 | Landscaper Services
1721 | Electrical Work
1799 | Window Treatment and Portable Furniture Installation
1793 | Residential Glaizers
1743 | Tile | Stone | Marble Installation (excluding countertops)
17711 | Carpentry Interrior
46211 | Cabinet-building and installation
46231 | Carpentry – finish and trim only
42461 | Janitorial Supply Stores
42631 | Janitorial Supply Distributors
73451 | Janitorial Services – Commercial
73461 | Janitorial Services – Franchise
73481 | Office Cleaning Supplies
*Ask us about other business & personal services classes.
Our Insurtech Markets
Get access to these Standard and Excess & Surplus carriers with a Ramsgate appointment. Quote through our online Insurtech portal.
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Our Brokerage Markets
For Small, Mid-Size and Large businesses that do not fit our Insurtech markets, we have access to multiple carriers to quote Standard and Excess & Surplus lines of business.
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Our Direct Carrier Access Partner Programs
Get Appointed with Ramsgate. Complete the Online Training and Quote Commercial Lines directly with Travelers and/or The Hartford.
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