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Restaurants

RAMSGATE INSURANCE

Restaurants

Hot surfaces, sharp knives and foodborne illnesses. Patrons come and go on a daily basis. Restaurant owners face a multitude of risks specific to the restaurant industry.

Fine Dining

Fine dining estalishments tend to be the ones that get the short end of the stick when seeking insuranced coverage.

Fast Food

As more and more local fast food estalishments begin to grow, the increase of additional risks will as well.

Coffee Shop

As an owner of a coffee shop, you have spent time and money perfecting your business including selecting the right products to sell, renting or buying equipment, decorating the coffee shop, and hiring employees.

Caterer

As a caterer, you’re always on the move. Whether its the food you created or the equipment used to transport from one place to another. That means increased risk for your business.

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GL   WC   BOP   CA   PL   CL   CRIME   DOL   ELPI   UMB   FLOOD   BOND

YOUR WHOLESALE INSURANCE SOLUTION

Coverages

Maximum Property Values

$10 M per location

$15 M per policy

Maximum Sales Values 

$15 M per location

$15 M per policy

Payroll

$5 M

Optional Coverages

Franchise Upgrade Coverage

Business Income for Cloud Service Interruption

Business Income for Dependant Properties & more…

Target SIC Codes

5812 | Eating & Drinking Places (fine dining, full service (with wait staff) delicatessen, coffee shop, fast food or quick service, doughnut or bagel shop, ice cream shop, juice bar, cafeteria, buffet, caterer)

*Ask us about other restaurant classes.

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