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Religious & Cultural Organizations



Small retail businesses face unique risks just by doing everyday things like having customers come and go from the business, displaying merchandise, maintaining inventory, managing vendors and receiving deliveries.

Clothing Stores

Clothing stores can sell a variety of new and used clothes and accessories. From kids to teens and adults, clothing stores have many risks factors while they have their doors open.

Auto Parts & Supply Stores

Automobile accessories stores sell a wide rasnge of retail and wholesale auto parts and supplies for repair and replacement. Some even have machinery operations.

Florist Shops

Florist sell flowers, flower arrangements, related items, gifts and novelties. While some customers come to buy at the shop most orders are taken over the phone and the florist shop delivers.

Retail Pharmacies

A pharmicist most important job each day is caring for customers, helping them get the right medication and supplies and making sure the staff treats them with professionalism and attention to detail.

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Maximum Property Values

$15 M per location

$30 M per policy

Maximum Sales Values 

$15 M per location

$30 M per policy


$6 M

Optional Coverages

Business Income for Cloud Interruption

Franchise Upgrade

Business Income from Dependant Properties & more…

Available Lines

Workers’ Comp
Business Auto

Target SIC Codes

5847 | Gift, Card, Novilty, Souviner Shops 
5941 | Sporting Goods Stores 
5992 | Florist Shops 
5712 | Furniture Stores 
5531 | Auto Shops and Supply Stores 
5611 | Clothing Stores

*Ask us about other retail classes.

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